Benefits of Paying Out of Pocket for Therapy
Why it’s worth it to skip insurance for your mental health treatment
Find the best therapist for you without limitations.
The relationship you have with your therapist is one of the most important factors for positive therapy outcomes. Finding the right therapist from the start can save you time, money, and emotional energy in the long run. Schedule your complimentary phone consultation today.
Insurance companies do not cover the cost of couples therapy because they do not identify it as “medically necessary.”
Access to specialized mental healthcare that you cannot get with a generalist therapist.
Without the barrier of insurance, you can find a highly specialized therapist that you feel good about working with. Just like you need a specialist for your various physical health concerns, you need a specialized mental health professional for your emotional concerns. Therapists who accept insurance are not true experts in EMDR, IFS, trauma and PTSD, anxiety, purity culture recovery, sex therapy or relationship therapy.
Treatment decisions are entirely up to you and your therapist.
Insurance companies use their own internal protocols (which are profit-driven for the insurance company’s shareholders, not informed by any evidence or actual research about treatment and what’s best for clients) to place limits on how much therapy you can receive, how often, and how long sessions can be.
100% Guaranteed privacy and confidentiality.
Your most private information is not guaranteed confidential by your insurance company. In order for claims to get processed, MANY people and departments are involved. Insurance companies routinely demand that therapists turn over client information to them to justify treatment.
Therapy for wellness, not just illness.
People seek therapy for lots of valid reasons that are not covered by insurance: personal growth and exploration, emotional health and wellbeing, self care, preventative mental health care, improving relationships, improving sexual wellness, and more. Insurance requires “medical necessity” for treatment and requires therapists to prove to them that they should cover your treatment.
No forced mental health diagnosis on your permanent medical record.
If a diagnosis is important to you, we can talk about that and see what best fits. However, not everyone meets criteria for a mental health diagnosis. At Sea Glass, most of our clients don’t. Unfortunately, insurance companies only cover mental health treatment for specific diagnoses and force therapists to give you a diagnosis even if there isn’t one, so they can get paid. Yikes! Having a formal mental health diagnosis on your record can negatively impact future professional, financial, healthcare, and other opportunities for you.
Sea Glass Counseling and Consultation is an EMDR therapy practice in Dublin, Ohio. Our compassionate, skilled therapists use evidence-based techniques grounded in the neurobiology of stress, trauma, and relationships to make sure your treatment is personalized and effective. Sea Glass therapists provide telehealth counseling in Ohio for individuals and couples. We’re best known for providing Intensive EMDR therapy, anxiety treatment, and sex therapy for Christians. Interested in working together? Contact us today to get started with an EMDR or couples therapist in Ohio.